Investment Club Meeting on May 21, 2013

Ellen's Investment Club

Guest Speaker: Mr. Michael Missaghie, Portfolio Manager for REITs

Sentry Investments

Tuesday, May 21, 2013

7:30pm - 9:30pm

Miles Nadal Jewish Community Centre, Room 218

750 Spadina Avenue (at Bloor)

Cost: $10.00 to cover the room rental.

1	New Members/Guests
2	Guest speaker: Mr. Michael Missaghie, Portfolio Manager for REITs
	·         Sentry Investments
3	Next meeting is June 18, 2013
4	Adjourn

Investment Club Meeting on April 16, 2013

Ellen's Investment Club

Agenda

Tuesday, April 16, 2013

7:30pm - 9:30pm

Miles Nadal Jewish Community Centre, Room 102

750 Spadina Avenue (at Bloor)

Cost: $10.00 to cover the room rental.

1	Approve agenda
2	New Members/Guests
3	Treasurer's Report
4	Administrative matters
	a.       Announcements b.       Resources c.       Other
5	Investment Plans
6	Round table (time permitting)
7	Next meeting: May 21, 2013: Speaker TBC
8	Adjourn

Investment Club Meeting on March 19, 2013

Ellen's Investment Club

Agenda

Tuesday, March 19, 2013

6:00pm - 8:30pm

Independent Investor Institute

5160 Yonge St. Suite 1870, Toronto

Cost: Free

Just a reminder our March session will be held at at the Independent Investor Institute, 5160 Yonge St. Suite 1870, Toronto and starts at 6:00pm.

Ziad Jasani will be our host and guest speaker and will lead a hands-on demonstration using the live terminals using stockcharts.com to show you how to apply technical analysis to apply technical indicators on charts as well. 

Seminar Topic: How to find low risk high reward trades to improve your portfolio's results:

Sub-Topcis:

• Understanding how to evaluate Market & Sector risk (Risk Ladder)
• How to identify when a stock is expensive vs. cheap (Market levels / Support & Resistance)
• How to identify when a stock is trending vs. oscillating (Trendlines & Oscillators)
• How to determine if the bulls or bears are in control (Candle stick behaviour & patterns)
• Determining when a position in your portfolio is getting expensive or cheap (Relative performance)
• How to use market scanners and filters to find attractive trading targets (Finviz, Larry's Daily Tool)
• Using ETFs to build a risk adjusted portfolio (Relative performance - Using sector ETFs)
• Calculating and Interpreting your Risk Reward Ratio before you make a trade (RRR)

Since the Institute is limited to 32 seats, the meeting has been added to its website as an event.  If you wish, you can register following the registration instructions which follow:

Registration Instructions:

• Cut and paste the following URL to go to the schedule:
• https://educatedtrader.com/cities/toronto/events/ellen-s-investment-share-club
• Click on "Ellen's Investment Share Club" within the calendar
• Then select "Single Registration"
• Click the RED “Next” Button on the right of the screen
• Fill out the short survey and then enter your details
• An electronic ticket will be emailed out to everyone that completes the registration with details on location and timing.

Thank you.

Gordon

Investment Club Meeting on February 19, 2013

Ellen's Investment Club

Agenda

Tuesday, February 19, 2013

7:30pm - 9:30pm

Miles Nadal Community Centre

750 Spadina Avenue (at Bloor)

Cost: $10.00 to cover the room rental.

1	Approve agenda
2	New Members/Guests
3	Administrative matters
	a)    Announcements b)    Resources
4	Pim Rom-Coltoff: How to Read Financial Reports
5	Next meeting: March 19, 2013
6	Adjourn

MINUTES: Investment Club Meeting (January 15, 2013)

Ellen's Investment Club

Meeting Minutes

Tuesday, January 15, 2013, 7:30 - 9:30pm

7:30pm - 9:30pm

Miles Nadal Community Centre

750 Spadina Avenue (at Bloor)

1	Administrative matters
	·         Resources
	Toronto Public Library Reference Library
		·          Ask an Expert: Investment Research (Feb 4/6-8pm, Feb 19/3-5pm) registration at 416-393-7209 ·          Kurt Rosentreter, What comes first: reducing your debts or contributing to RRSP and TFSA, Feb 20/6:30-8pm) No registration required
	Thackray’s 2013 Investor’s Guide is now available
2	Guest speaker: David Trahair, Author of Cash Cows, Pigs and Jackpots: The Simplest Personal Finance Strategy Ever
	·         David started his presentation by saying that the traditional method of building wealth doesn’t work anymore and the idea of net worth is misleading.  He suggested that cash flow is king, not cash.  You need to know where your cash is coming from and where it is going.  He suggested there are three types of cash flow: cash cows – sources of ongoing cash coming in such as interest from employment or fixed income; cash pigs – outflows of cash such as cars; and potential jackpots – assets that increase in value such as houses during the last decade – but there are no guarantees.  Each category is relative.  Credit card debt is a cash cow for banks but a cash pig for consumers. ·         He suggested that you are your most important source of cash flow so that you should take care of yourself (diet, exercise and sleep). ·         David suggested that the first priority should be to eliminate debt (student loans, mortgages, credit card balances, lines of credit, etc.) before considering investing.  His rationale is that with low interest rates for fixed income investments and low rates of return for equities and other investments, it makes more sense to pay down debt that carries a higher rate of interest than one can earn with investments.  He said it is important that you retire debt free.  Accordingly, you should only buy a house that you can afford in the work years you have remaining.  He cautioned that one should only buy an affordable house as extra space and costs deplete cash flow. ·         He described various cash flow sources such as pensions, CPP and OAS, and options for converting RRSPs at age 71. ·         There were extensive questions and answers.
3	Next Meeting
	·         Tuesday, February 19, 2013 ·         Pim Rom-Coltroff: How to read financial reports

Investment Club Meeting on January 15, 2013

Ellen's Investment Club
Happy New Year

Agenda

Tuesday, January 15, 2013, 7:30 – 9:30 P.M.

Room 318

Miles Nadal Jewish Community Centre

750 Spadina Avenue (at Bloor)

Cost: $10.00 to cover the room rental.

1	Approve agenda
2	New Members
3	Administrative Matters
	a. Announcements b. Resource c. Other
4	Guest Speaker: David Trahair
5	Next meeting: February 19 (Pim Rom-Coltroff: How to read financial reports)
6	Adjourn

Investment Club Meeting on December 18, 2012

Ellen's Investment Club

Agenda

Tuesday, December 18, 2012

7:30pm - 9:30pm

Miles Nadal Community Centre

720 Spadina Avenue (at Bloor)

Room 102

Cost: $10.00 to cover the room rental.

 

Investment Fundamentals

Pizza Night

1	Approve agenda
2	New members
3	Administrative Matters
	a. Announcements b. Resources c. Other
4	Understanding investment fees and commissions (Jonah Kagan)
5	Stock review (Sheila Whyte)
6	Investment plan (Gordon Kumagai)
7 8	MoneySense Value and Growth analysis (time permitting) Adjourn

Next meeting: January 15, 2013

Investment Club Meeting on November 20, 2012

Ellen's Investment Club

Agenda

Tuesday, November 20, 2012

7:30pm - 9:30pm

Miles Nadal Community Centre

720 Spadina Avenue (at Bloor)

Cost: $10.00 to cover the room rental.

1	Approve agenda
	·         Chair reminded members of various investor meetings and presentations in the next week as well two in 2013 (Kurt Rosentreter, Toronto Public Library, What comes first: reducing your debts or contributing to RRSP and TFSA. Wed Feb 20, 2013 | 6:30 pm - 8:00 pm, and PDAC (Prospectors & Developers Association of Canada) Conference March 3-6, 2013, Metro Toronto Convention Centre) ·         Chair noted some investing resources (Toronto Public Library speakers, World Money Show presentations and videos, and articles on when to take CPP)
2	Presentation: How to DRIP: Ronnie Saragosa, Jennifer Brisebois, Toronto DRIP Club
	Our guests described their own experiences in beginning investing and lessons they learned from using DRIPs.  Topics included such matters as the different ways small investors can begin DRIPs and the role of brokerages and transfer agents, practical matters such as what to expect when one goes to a bank for attestation, options for transferring stock to registered accounts, and reporting and tax requirements for Canadian and US DRIPS.  There was an extensive question and answer session.
3	Next Meeting
	·         Tuesday, December 18, 2012 ·         Agenda: 1.      Stock analysis 2.      Book review 3.      Tutorial: Investment Plans
4	Adjourn

Investment Club Meeting on November 20, 2012

Ellen's Investment Club

Agenda

Tuesday, November 20, 2012

7:30pm - 9:30pm

Miles Nadal Community Centre

720 Spadina Avenue (at Bloor)

Room 318

Cost: $10.00 to cover the room rental.

1	Approve agenda
2	New members
3	Administrative Matters
	a. Announcements b. Resources c. Other
4	Presentation: How to DRIP: Ronnie Saragosa, Toronto DRIP Club
5	Round Table Q & As (time permitting)
6	Next meeting date and agenda recommendations
7	Adjourn